{
  "type": "design-objective",
  "title": "DO8 - Provision point mechanism",
  "description": "The provision point mechanism is a common practice in crowdlending platforms to address the free-rider problem, where investors wait and observe what others do before investing. Thus, our platform needs to include a parameter for minimum funding, which needs to be reached before funding is provided to a student (Agrawal et al. 2014).",
  "resource": "https://aisel.aisnet.org/icis2017/TransformingSociety/Presentations/8",
  "source_paper": "Unchaining Social Businesses - Blockchain as the Basic Technology of a Crowdlending Platform",
  "label": "DO8",
  "tags": [
    "unchaining-social-crowdlending",
    "design-objective",
    "social-business",
    "crowdlending",
    "fintech",
    "platforms"
  ]
}